Investing education

Investing success - It's all about strategy. With an aging population and the arguable sustainability of NZ super, saving for retirement is moving from a ‘nice-to-have’ to a ‘must-have’, which of course is a massive source of long-term anxiety and a big driving factor among Kiwi investors. Whether you’re investing for retirement or for some…

Dal Jandu – Senior Wealth Management Adviser, Fisher Funds We’ve all heard of the saying “here for a good time, not a long time” and some may have used the expression on more than one occasion, whether it be a quote, singing along to Trooper (for the younger readers!) or in a meme. When it…

When shopping around for funds to invest in. You’ll likely get to a point where progressing with a fund choice might come down to fees. A common mistake we see investors making, when comparing Managed Funds side-by-side, is assuming that funds with buy and sell spreads (fees) are more expensive than funds without them.  In…

Above the benchmark: How indexing has grown up Vanguard Group founder John C. Bogle in 2014 Passive products are on track to break another benchmark record this year in a move that could see indexers take majority control of the US equities fund market. According to a late 2018 Bloomberg report, data from research house…

Scrooge McDuck loved to splash with cash, swimming solo in the deep, impregnable bank vault that housed his money. The famous image of McDuck diving into his millions is typically interpreted as greed cartoonified. But the loaded old duck had his reasons. As the second-richest fictional character of all time - worth US$33.5 billion, according…

Sober investing tips: how to handle volatility InvestNow members are generally glass half-full types. Looking back at the last quarter of 2018, over 90 per cent of investors didn’t spill a drop as share markets served up another round of volatility; about a third of InvestNow members even took the opportunity to top up their…

Kiwis like their offshore travel. According to the latest data from Statistics NZ, almost 264,000 New Zealanders jetted overseas during October 2017 – up about 33,000 compared to the previous October and close to 100,000 above the figure for the same month in 2007. Perhaps that familiarity with the foreign is why Kiwis are also…

People invest for all manner of reasons but their goals can be boiled down to just two: income or growth. In practice, of course, most investors will want a mix of both income and growth in proportions according to their risk appetite and specific life situation. Growth assets tend to be ‘riskier’ investments such as…

Before 2007 fund investors in NZ were served up the financial equivalent of meatloaf: returns and tax were baked together into one unappetising lump according to the antiquated legislative recipe of the day. Unsurprisingly, in those dark days many retail investors preferred home-made direct portfolios of shares and fixed interest assets over the uniform concoction…

As InvestNow founder, Anthony Edmonds, explained last month, mapping out your destination by working out your strategic asset allocation (SAA) is the first – and most important – step in planning an investment journey. While an investor’s SAA helps describe the route, end-point and comfort levels of the proposed trip, an investor has to ultimately…

The disclaimer The following are a few of the more common questions our customers ask us about PIE funds and PIE tax.  This post does not constitute a warranty or advice. You should seek independent professional advice on investments, tax, legal and accounting matters. What is a PIE? A portfolio investment entity (PIE) fund is…

It appears that a great way to get some Kiwi investors to love an investment fund is to make it an “ETF”, which is short for Exchange Traded Fund. Since the launch of the first ETF, the S&P 500 ETF (SPY) back in 1993, ETFs have seen tremendous growth globally ($4.5 trillion as at Sept…