Investing education

If you struggle with the concept of income tax, take comfort in knowing that even the greatest mind of modern times turned to mush in the face of a tax return. Income tax, Einstein said, is “the hardest thing in the world to understand”. But in NZ at least, managed fund investors have it relatively…

Climate Change - Why Carbon Emissions Reporting Is Important For Your Investments - Mint Asset Management It was around this time last year that I went to the movies and saw Vice, starring one of my favourite actors Christian Bale portraying Dick Cheney’s rise to Vice President under the GW Bush administration. There was a…

From good to great - How to best investNow How good was 2019? According to NZ investment consulting firm Melville Jessup Weaver (MJW), last year was one of the best ever - for equity investors at least. Both NZ and offshore equities ended the decade with a final burst of enthusiasm that likely caught even…

What are REITS and why should investors use them? Real Estate Investment Trusts (REITs) have unique characteristics that can make them attractive to both income and growth investors. REITs own property and pass the rent collected from tenants that occupy those properties onto investors in the form of dividends. Listed on the stock exchange, REITs…

Will NZ property fund returns keep building, or will they crumble? Property - it’s a New Zealand love affair that’s created a lot of wealth over recent years in the residential market for Kiwis; but what’s been happening where the big guns play in the listed market? The Listed Property Sector has had an incredible…

Article by InvestNow It’s no surprise that we’ve seen investors flooding into property funds, given the consistent performance of the asset class over the last 18 months. Our October 2019 fund performance report show returns far superior to any other asset class – 7 out of the 10 top performing funds on InvestNow were property…

Why Doing The Right Thing Is Good For Your Bank Balance: A Beginners' Guide To Responsible Investing Article by David Boyle, Mint Asset Management If you asked a hundred Kiwis on the street what responsible investing means I bet you would get a hundred different answers. That’s because we all have our own moral compass…

The world is flat - almost completely, if you measure it in money. Here’s the proof. Interest rates on New Zealand Term Deposits (TDs) are almost the same stretching from 6 months out to 5 years. In fact, currently you'd be more likely to earn less on a 5 year term than a 6 month…

How Do Income Funds Really Work? Article by David Boyle, Mint Asset Management With global bank deposit rates sinking faster than the Titanic, the hunt for returns on savings is becoming a real challenge, especially for those on a fixed income in retirement. This has driven investors to search outside the square for a better…

On September 19 en route from Atlanta to Fort Lauren, Delta Airlines Flight 2352 dropped, unannounced, out of the sky. According to media reports, the Boeing 757 “plunged” to an altitude of “10,000 feet from 39,000 feet in seven minutes”, allegedly sending passengers into panic mode. In a breathless post-flight interview, Harris Dewoskin, a Delta…

Parental money worries are not just confined to the demands of early childhood – prams, cots, car-seats, nappies, childcare and whatnot – but to those future big-ticket expenses that your kids will inevitably encounter. And as most parents do, you’ll feel obliged to help out. However, many of these potential future costs can be quantified and…

On the way home - How to build a dream house property portfolio The Kiwi dream of home-ownership remains a potent force in the national psyche and a key driver of real financial decisions. Admittedly, the New Zealand property market has moved on somewhat since the hallowed era of the ‘quarter acre block’ and the…