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Welcome to the Manager Panel! Each month to supplement the lead article in InvestNow's Magazine, InvestNow will ask a few of our Fund Managers some questions around a topic. Read below their thoughts on preparing for retirement, in regards to the August lead article  — Not enough already: how to make more of KiwiSaver. Harbour…

Countless studies across the world have revealed retirees share the same number one fear: running out of money. In fact, global insurance company Allianz Life research found over 60% of US baby boomers fear running out of money in retirement more than death. Similar trends emerged in a recent Australian Allianz survey where pennilessness outranked…

For many investors who cut their teeth in the 1980s, the crash of 1987 left holes in their wealth and lasting scars. Is there a danger investors today react the same to a similar event? David Boyle drills into the past for lessons on how to avoid the horror... If you are a certain age…

FMA retail investor platforms research findings - no real surprises ... The FMA published their research yesterday, looking at the adoption of platforms by Kiwis for investing.  The objectives of the research was to understand: The type and profile of investors in retail platforms. Their risks and behaviour within these platforms. The motivations and influences…

Insufficient design Over the last 14 years, KiwiSaver has evolved from a gleam in the eyes of Sir Michael Cullen to a starring role in the financial lives of more than 3.1 million New Zealanders, topping $82 billion in funds under management.  However, as popular as it is, of late many have been pointing to its obvious design flaw – the limited ability for…

Press release written by PMG Funds PMG, one of New Zealand’s most trusted and established property funds managers, has partnered with online, direct-to-consumer fund platform InvestNow. This collaboration offers InvestNow clients the unique opportunity to invest in PMG Generation Fund, which is open to direct applications via InvestNow from 5th July to 29th July. Scott…

July 7 marks an important date in the tax calendar with most end-of-financial-year income tax returns due for filing. This July, however, will likely pass unnoticed by the majority of Kiwis who benefit from one of the most automated tax systems in the world. But not everyone will reap the benefits... Those invested in shares or direct equities might find themselves caught out by an unexpected…

Everyone is starting to talk about the risk of rising interest rates and inflation as central banks and regulators maintain strong fiscal and monetary stimulus while, at the same time, highlighting an improving economic growth outlook. The thinking is that investors should switch out of bonds/fixed interest to avoid losses but even this thinking is…

Fees have been in the spotlight recently but Mint head of sales and marketing, David Boyle, explains why we need to dig deeper to understand what is really stopping KiwiSaver members from saving... KiwiSaver fees have hogged the headlines more than ever over the last year, sparked first by the Financial Markets Authority (FMA) ‘value…

The government put the KiwiSaver market in a temporary tail-spin this May after giving five default KiwiSaver providers the boot. While not a total surprise, the decision to slash the number of default KiwiSaver schemes from the current nine to six as of December 1 this year, went further than many expected. The dramatic move will see AMP, ANZ, ASB, Fisher Funds and Mercer lose any default fund…

Fueled by a steady population increase, limited supply growth and what amounted to generous tax subsidies, Kiwi residential real estate investors have been on the winning end of a one-way bet for decades.  But in March this year, the property investment odds blew out as the government launched its first serious assault against a sector slated…

Almost a year to the day since global share markets plunged to lows more than 30 per cent below pre-COVID peaks, investors probably still look back in disbelief at what seemed, for most, escape from certain disaster. The sharp fall in global share indices was triggered by rising fears of economic catastrophe in the wake…