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Legal

Here are copies of our Terms of Use, Privacy Policy and Client Agreement.

InvestNow – Terms of Use

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InvestNow – Privacy Notice

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InvestNow Client Agreement

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Applies from 30 March 2026 for customers who were already with InvestNow as at 13 March 2026.
Applies from 13 May 2026 for any new customers joining after that date.

A summary of the changes is available here.

ANZ Terms and Conditions

Applicable to Term Deposits only.

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Bank of China Terms and Conditions

Applicable to Term Deposits only.

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BNZ Terms and Conditions

Applicable to Term Deposits only.

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Heartland Bank General Terms and Conditions

Applicable to Term Deposits only.

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SBS Bank Terms and Conditions

Applicable to Term Investments only.

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Disclosure Statement

InvestNow Saving And Investment Service Limited (“InvestNow”) is the provider of the InvestNow saving and investment service (“Service”). A PDS for each of the financial products offered through the Service is available on this website and also on each of the relevant product provider’s websites. The issuer of each of those financial products is identified in the relevant PDS and this website. The information, calculations and any opinions on this website are based upon sources believed reliable, but InvestNow, its officers and directors make no representations as to their accuracy or completeness. All opinions reflect our judgment on the date of communication and are subject to change without notice. Professional investment advice should be taken before making an investment. The information provided on this website is not a recommendation to buy, sell or hold any financial products available through the Service or an opinion on any of those matters. Past performance is not a reliable guide to future performance.