KiwiSaver,
with more choice
InvestNow takes a different approach. Choose one fund or build a portfolio across different managers, investment styles and asset classes.
Understand your investor risk profile
Explore how different levels of investment risk relate to different types of funds and consider how much investment risk you’re comfortable taking.
Investor Risk Profile ToolEstimate your retirement balance
See how your current balance, contributions and other assumptions could affect your estimated KiwiSaver balance at retirement.
Retirement Balance CalculatorCompare fund performance
Explore historical performance information for the underlying funds available through the InvestNow KiwiSaver Scheme.
Compare KiwiSaver fund performanceWhat does InvestNow KiwiSaver cost?
InvestNow does not charge a KiwiSaver administration fee.
The fees you pay depend on the fund, or combination of funds, you choose. Different funds have different management, performance and transaction costs, so it’s important to understand the costs that apply before investing.

Build your KiwiSaver portfolio
We partner with only the best local and global investment managers to provide you with a wide range of investment options. The investment managers we partner with go through a thorough quality screening process to ensure they are fit to handle your investments with care.
Click on each investment manager or scheme to learn more about them.
How joining InvestNow KiwiSaver works
Start your application
Create an InvestNow account, or log in if you’re already an InvestNow customer.
Choose your investments
Explore the available KiwiSaver funds and decide how you want your KiwiSaver portfolio invested.
Review the information
Read the relevant disclosure documents and confirm your investment selections.
We arrange the switch
If you’re already with another KiwiSaver provider, InvestNow will arrange the transfer once your application is complete.
Find funds that fit the way you want to invest
Your goals, timeframe and willingness to take investment risk can all influence the types of funds you consider. InvestNow gives you access to both diversified funds and more specialised investment options.
Diversified funds
Choose funds that spread investments across different asset classes within a single fund, with options ranging from conservative through to aggressive.
Single-sector funds
Choose funds focused on particular asset classes or markets, such as New Zealand shares, global shares, property or fixed interest.
Combine funds
You aren’t restricted to choosing just one. You can allocate your KiwiSaver across multiple available funds and investment managers.
Everything you need to research your KiwiSaver options
KiwiSaver funds
Browse the full range of funds available through the InvestNow KiwiSaver Scheme.
View all fundsFund performance
Compare historical performance information for the underlying funds.
View fund performanceFees and charges
Understand the fees and costs associated with the different investment options.
View fees and chargesInvestment managers
Learn more about the investment managers behind the funds available through InvestNow KiwiSaver.
Meet the investment managersDisclosure material
Access Product Disclosure Statements and other important InvestNow KiwiSaver Scheme documents.
View disclosure materialKiwiSaver FAQs
Find answers to common questions about joining, contributions, withdrawals, switching and managing your KiwiSaver account.
View KiwiSaver FAQsAbout the InvestNow KiwiSaver Scheme
The InvestNow KiwiSaver Scheme gives New Zealand investors the ability to build and manage a KiwiSaver portfolio using investment options from multiple investment managers.
The funds you select are managed by their respective investment managers, while your InvestNow account brings your KiwiSaver investments together in one place.
Learn about investing with KiwiSaver
More articles, guides and webinars related to this topic.

Ready to take the next step?
Build your KiwiSaver portfolio from a choice of 40+ funds from multiple investment managers, and manage it all online with InvestNow.
Already an InvestNow customer? Log in to add KiwiSaver to your account.











