More ways to invest,
all in one place
Whether you’re investing for retirement, building long-term wealth or putting money aside for the future, InvestNow gives you access to a wide range of investment options through one online platform.
KiwiSaver
Choose how your KiwiSaver portfolio is invested across 40+ managed funds from multiple investment managers.
Explore KiwiSaverManaged Funds
Build your own portfolio from 150+ managed funds, including ETFs and index funds, from 30+ investment managers.
Explore managed fundsTerm Deposits
View term deposit options from 5 banks and invest without opening a separate account with each bank.
Explore term depositsNot sure where to start?
Your goal and timeframe can help you understand the things you may want to consider before exploring your investment options.
How investing with InvestNow works
Create your profile
Choose your account type and enter the details needed to set it up.
Confirm your identity
Have your New Zealand passport or driver licence, IRD number and bank account number ready.
Add money
Transfer money from your nominated bank account into your InvestNow Transaction Account.
Choose your investments
Review the available investments and disclosure documents, then decide what you want to buy.
New to investing? Learn at your pace
You don’t need to understand everything before you start learning about investing.
The InvestNow Learning Hub brings together practical articles, guides, webinars, FAQs and tools to help you build your knowledge and understand your options.
Explore topics based on what you’re trying to achieve, your experience level or the investment questions you have.

Compare your investment options
A simple, factual view of what each option fundamentally does. It is not about which is best, but how they differ.
KiwiSaver
Managed funds
Term deposits
What is it?
A long-term retirement savings scheme
Investments managed on behalf of investors
Money deposited with a bank for an agreed term
Choice through InvestNow
40+ funds
150+ funds
Multiple partner banks
Access to your money
Generally restricted under KiwiSaver rules
Investments can generally be sold when required, subject to fund processing
Generally held until the end of the agreed term
Returns
Depend on the funds you choose
Depend on the funds you choose
Interest rate agreed when you invest
Investment risk
Depends on the funds you choose
Depends on the funds you choose
Different risks apply, including deposit-taker risk
Good to explore when…
You’re researching KiwiSaver options
You want to build an investment portfolio
You’re researching fixed-term bank deposits

Invest once or make it regular
With managed funds, you can choose how you want to invest.
Make a one-off investment
Invest when it suits you, starting from $250 per managed fund.
Choose your fund, decide how much you’d like to invest and place your order through your InvestNow account.
Explore managed fundsSet up a Regular Investment Plan
Start from $50 per fund and automatically invest according to a schedule you choose.
It’s a simple way to make investing a regular habit without manually placing every investment.
Explore Regular Investment PlansManaged funds from 30+ investment managers
InvestNow brings together funds from established New Zealand and global investment managers, giving you more choice without needing to open accounts with each provider.
Frequently asked questions
What can I invest in through InvestNow?
InvestNow provides access to KiwiSaver, 150+ managed funds from 30+ investment managers and term deposits from multiple banks.
How much do I need to start investing?
[Answer to be supplied by InvestNow.]
Can I invest with more than one investment manager?
[Answer to be supplied by InvestNow.]
Does InvestNow choose my investments for me?
[Answer to be supplied by InvestNow.]
Where can I compare managed funds?
[Answer to be supplied by InvestNow.]

Ready to explore your options?
Whether you already know what you’re looking for or you’re still working it out, there’s a place to start.











